Compare the Best Local Rates

Best Escondido CD Rates in January 2012

Since we are a few weeks into 2012, it’s a perfect time to review your finances and find strategies to improve them. Try taking a closer look at your bank accounts– One positive change you can make right now is moving your money to a higher yield investment. Some of the local financial institutions are offering great Escondido CD rates, so find out if there’s a credit union or bank near you offering a great rate.

Why Escondido CD Rates?

One of the greatest benefits of choosing Escondido CD rates over regular savings accounts and rates is that they’re often quite a bit higher. This is especially common when it comes to CDs with longer terms. For those who don’t need access to savings for some time, a CD is the higher-earning option.

Highest CD Rates in Escondido

6-Month CD Rates

  • Geico Credit Union: 0.8%
  • California Community Bank: 0.6%
  • Palm Desert National Bank: 0.55%

12-Month CD Rates

  • Geico Credit Union: 1%
  • Palm Desert National Bank: 0.75%
  • California Community Bank: 0.7%

2-Year CD Rates

  • Geico Credit Union: 1.3%
  • Balboa Thrift and Loan Association: 1.26%
  • California Community Bank: 1.16%

Please note that the above Escondido CD rates are accurate as of January 23, 2012, but are subject to change in the future at the discretion of the bank or credit union. There may also be additional requirements in order to obtain an account. Please verify interest rates before opening an account. To see the most up-to-date rates, visit the Escondido CD Rates page.